Find the best mortgage rate
Escrow is the holding of money or documents by a neutral third party prior to closing.
Brokers will generally contact several lenders regarding your application, but they are not obligated to find the best deal for you unless they have contracted with you to act as your agent.
If there’s a hidden catch, the deal won’t appear on this page.
We’re a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.
Ask whether the rate is fixed or adjustable.
There’s no harm in asking lenders or brokers if they can give better terms than the original ones they quoted or than those you have found elsewhere.
Are you paying private mortgage insurance.
We put all mortgage rates and fees in writing so that you can feel
confident in your decision.
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Home mortgage loans can be used for new purchases, a refinance of an existing lien, or to borrow from equity.
First, a mortgage for 80% of the home’s cost followed by a piggyback loan, or second mortgage, for the remaining 20%.
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It is usually required for loans in which the down payment is less than 20 percent of the sales price or, in a refinancing, when the amount financed is greater than 80 percent of the appraised value.
The interest, in many cases, however, can fluctuate from month-to-month.
Florida has been hurt also by a glut of condos and homes that speculators have been unable to flip, or sell quickly, and are now priced less than the value of the mortgage.
Our home affordability calculator provides an estimate of the home loan you can afford.
From paperwork to people, you have it covered.
If that happens, try to negotiate a compromise with the lender or broker.